Stop waiting 30, 60, or 90 days for customer payments. With Elinom Capital Invoice Financing, advance up to 85% of your approved invoices today and keep your business moving. No collateral. No long contracts. Seamless inside your ERP.
Unlike a traditional loan, invoice financing uses your outstanding receivables as the funding source. You’re not taking on long-term debt — you’re simply accelerating money you’ve already earned.
Select any approved invoice inside Elinom Accounting and request an advance. Funds clear to your nominated bank in under a business day.
Invoices, credit notes, and customer payment history flow straight from Elinom Accounting — no spreadsheets, no re-keying.
The invoice itself is the security. No need to pledge property, plant, equipment, or personal guarantees for qualifying businesses.
The more you invoice, the more capital you can access. Your funding limit grows automatically alongside your receivables book.
Optional confidential financing means your customers continue to pay you directly — preserving the client relationship.
Every fee, reserve, and payout is shown live in the dashboard. Download statements, export to your books, and audit any time.
Apply once, then finance any eligible invoice on demand — straight from your accounting workspace.
Activate Elinom Capital inside your dashboard. Our team reviews your last 90 days of receivables and returns a funding limit.
Pick any approved invoice from Accounts Receivable and click “Advance”. Choose how much of the invoice to draw against.
Funds arrive in 24 hours. When your customer pays the invoice, the facility is settled automatically — balance returned to you.
Join hundreds of Elinom businesses closing the gap between invoice and payment — without loans, overdrafts, or paperwork.